Campus money, reimagined
KukaPay is a campus fintech wallet built for Nigerian university students. Send money to friends, pay campus vendors, top up airtime, save in Ajo, buy event tickets, and run errands — all from your phone. No ATM queues. No cash hassle.
UNIOSUN
First campus
Flutterwave
CBN-licensed partner
PWA
No app store needed
Campus fintech, built for students
Everything you need to know about KukaPay in six quick points.
A wallet built for campus
KukaPay is a fintech wallet for Nigerian university students — send money, pay vendors, buy airtime and data, save in Ajo, buy event tickets, and run errands, all from one app.
Students and campus vendors
Built first for undergraduates and postgraduates, with merchant tools for the food sellers, laundries, printing shops, student unions, and event organisers they buy from every day.
Starting at UNIOSUN
KukaPay launched at Osun State University and is rolling out across Nigerian universities. Wherever students need to move money on campus, KukaPay is going.
Powered by Flutterwave
KukaPay is not a bank. It is a financial technology app powered by Flutterwave, which is licensed by the Central Bank of Nigeria. Deposits are held in Flutterwave's CBN-licensed settlement accounts.
Open the PWA, skip the store
Use KukaPay at app.kukapay.com.ng straight from your browser. Add to Home Screen for an app-like experience. App Store and Google Play versions are coming soon.
No ATM queues. No cash.
Cash on campus means change wahala, dirty notes, ATM queues, and unsafe pockets. KukaPay replaces all of that with a tap.
Numbers That Matter
Real impact, real growth, real change in campus finance
0
Users
₦0
Naira Transacted
0
Campuses Live
0
Campuses by Dec 2026